The Real Estate Market Going Into 2026: What’s Actually Changing for Buyers

The Real Estate Market Going Into 2026: What’s Actually Changing for Buyers

Ken Martello
Published on: 31/12/2025

Many buyers think 2026 is all about waiting for lower rates. In reality, quieter shifts in inventory, negotiation, and buyer behavior are shaping who actually wins.

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When a Refinance Makes Sense as Rates Are Falling

When a Refinance Makes Sense as Rates Are Falling

Ken Martello
Published on: 23/12/2025

As mortgage rates shift, refinancing too early or too aggressively can cost you flexibility. Here is a simple way to decide when a refinance actually makes sense.

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What Everyone Is Missing About the 50-Year Mortgage

What Everyone Is Missing About the 50-Year Mortgage

Ken Martello
Published on: 17/12/2025

A 50-year mortgage sounds appealing on the surface, but the math tells a very different story. Here’s what buyers and homeowners need to understand before considering this option.

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What Is a DSCR Loan? The Investor-Friendly Mortgage That Doesn’t Use Your Income

What Is a DSCR Loan? The Investor-Friendly Mortgage That Doesn’t Use Your Income

Ken Martello
Published on: 16/12/2025

Learn how DSCR loans work, who they’re best for, reserve requirements, and why they’re ideal for business owners and investors with complex tax returns.

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Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS #:1359687.

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